Key Features

• Convenient Primary Urgent Care Telemedicine Access:

All services are accessible via a user-friendly app available on iPhone or Android. Employees can easily connect with medical providers through simple messaging and one-tap calling.

• High Employee Participation:

Across hundreds of thousands of employees, 87% have qualified for these benefits, extending coverage to themselves and their families.

• Employer Savings & Retention:

Employers save an average of $700 per employee per year in net tax savings, with the added benefit of a 20% to 40% increase in employee retention. The program fosters a family-oriented culture, enhancing the overall work environment.

• Mammogram and Colonoscopy

Women can have a mammogram once a year at no cost, no copay. Individuals over the age of 50 can have a colonoscopy once every ten years at no cost, no copay.

• Compliance & Assurance:

The program has been thoroughly reviewed by the Hallock Law Office, an Ohio-based ERISA and Section 125 Plan specialist, and is confirmed to be 100% compliant. The program is insured so there is ZERO LEGAL RISK.

• No-Cost Prescriptions:

Employees have access to 37 common prescriptions at over 70,000 pharmacies nationwide, with no cost or copay.

• Indemnity Plan with Health Screening Rider

Our plan reimburses the insured for medical expenses incurred from covered services. Instead of paying healthcare providers directly, the insurer compensates the policyholder after they receive treatment and submit claims. Typically, indemnity plans allow the insured to choose any doctor or hospital without being restricted to a network.

• Whole Life Insurance:

Employees receive a guaranteed issue, fully portable whole life insurance policy from Mass Mutual with a death benefit, and a tax-advantaged growing cash value, all at no net cost.